GoldMoney’s Founder James Turk interviewed at Baird & Co. by ITN’s London Tonight Show.
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Duration : 3 min 15 sec

GoldMoney enables its customers to redeem and take physical delivery of their gold in handy units of 100 gram or one kilo (1,000 gram) gold bars, through our partnership with Baird & Co. Limited in London, England, a major refiner in the UK.
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Duration : 1 min 51 sec

The rest of the world could easily spark US Dollar collapse by refusing to buy any more US Treasuries. US Dollar collapse would inflict significant collateral damage on the world economy. This is not a fiction. Protect your assets now.

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Duration : 8 min 21 sec

US Dollar collapse , Inflation & Hyperinflation are real threats to your standard of living. It is your responsibility to take the right actions for you and your family’s future.

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Duration : 8 min 21 sec

Technorati Tags: SILVER GOLD PLATINUM PALLADIUM BULLION

Gold coins typically sell for a premium over spot bullion, but again the prices are "set" by traders as they actively trade. When lots of people want Eagles, Kruggerands, etc, and supplies are tight, the premiums over spot bullion can increase sharply. Again, it’s like trading other commodities. When the world is short of wheat and people want to eat, the price can jump quite sharply. When there is a bumper crop, prices drop.

Coin collecting is an activity that goes back to the time when coins were issued for the first time in trade. Only during the middle ages did people turn it into a hobby due to the historical significance and art work it provided.

Today, coin collecting is a hobby that lots of people enjoy. A collection of gold coins is perhaps the most expensive and precious collections that a person can have. The costliest gold coin that was ever bought cost around 8 million dollars. It was called the American 1933 Gold Eagle. It is evident why the hobby of collecting gold coins is referred to as the king’s hobby.

One of the earliest money forms were gold coins. Silver coins followed these. From 1838 to 1933, gold coins had been circulating in the States. The initial design was the bust of the Liberty Head. After this, the design changed to Saint Gaudens motifs and the Indian Head, which was used until the year 1933. This was followed by the Great Depression, which resulted in the recall of the gold coins, which is why it is difficult to find them today.

As these are not in circulation anymore, the price of these commodities are very high. Today, gold is used for various other items like jewellery and bars. People retain these as an investment.

The first gold coin that South Africa minted was called the Krugerrand in the year 1967. The coin stands mostly as a symbol and has no real face value. It is made up of an ounce of gold and it is usually purchased for the purpose of investment.

After this, many other countries started minting bullion coins. In 1970, Canada produced the Gold Maple Leaf and in 1981, Australia the Nugget. These coins boast of a 24 carat purity and so are far more popular than their South African counterpart.

Today, there is an increasing number of people who are investing in gold as there is a speculation that this demand will cause an increase in the market value. There are still others who prefer to use gold as an insurance in case their financial situation worsens. At one point of time, with the increase in paper money, the value of gold increased and this kept a balance between the value of money and gold. This standard came to an end in the year 1971, after which the government could produce more paper money without the subsequent increase in price of the gold.

As there is no place where gold coins are used for purchase of merchandise, coin collectors prefer to collect them to remember the time when it was once used.

Abhishek Agarwal
http://www.articlesbase.com/collecting-articles/goil-coin-collecting-old-is-gold-indeed-739696.html

Coin collecting is an activity that goes back to the time when coins were issued for the first time in trade. Only during the middle ages did people turn it into a hobby due to the historical significance and art work it provided.

Today, coin collecting is a hobby that lots of people enjoy. A collection of gold coins is perhaps the most expensive and precious collections that a person can have. The costliest gold coin that was ever bought cost around 8 million dollars. It was called the American 1933 Gold Eagle. It is evident why the hobby of collecting gold coins is referred to as the king’s hobby.

One of the earliest money forms were gold coins. Silver coins followed these. From 1838 to 1933, gold coins had been circulating in the States. The initial design was the bust of the Liberty Head. After this, the design changed to Saint Gaudens motifs and the Indian Head, which was used until the year 1933. This was followed by the Great Depression, which resulted in the recall of the gold coins, which is why it is difficult to find them today.

As these are not in circulation anymore, the price of these commodities are very high. Today, gold is used for various other items like jewellery and bars. People retain these as an investment.

The first gold coin that South Africa minted was called the Krugerrand in the year 1967. The coin stands mostly as a symbol and has no real face value. It is made up of an ounce of gold and it is usually purchased for the purpose of investment.

After this, many other countries started minting bullion coins. In 1970, Canada produced the Gold Maple Leaf and in 1981, Australia the Nugget. These coins boast of a 24 carat purity and so are far more popular than their South African counterpart.

Today, there is an increasing number of people who are investing in gold as there is a speculation that this demand will cause an increase in the market value. There are still others who prefer to use gold as an insurance in case their financial situation worsens. At one point of time, with the increase in paper money, the value of gold increased and this kept a balance between the value of money and gold. This standard came to an end in the year 1971, after which the government could produce more paper money without the subsequent increase in price of the gold.

As there is no place where gold coins are used for purchase of merchandise, coin collectors prefer to collect them to remember the time when it was once used.

Abhishek Agarwal
http://www.articlesbase.com/collecting-articles/goil-coin-collecting-old-is-gold-indeed-739696.html

The 1935 Silver Certificate is one of the most popular notes among currency collectors. The history of these fascinating bills extends back to the 1800’s.  It was the Congressional Acts of 1878 and 1886 that authorized the printing of Silver Certificates - for a very specific reason.

In those days, the supply of silver coins was far less than the demand.  Thus, the government came up with the idea of creating a paper certificate in order to create a more efficient method of silver exchange.  The certificates wSilver Bullion on demand, for an equal amount of silver bullion and coins.  The amount that was redeemable depended upon the denomination of the note.

Silver Certificates were issued in both small and large-sizes.  The 1935 series was one of the series of small-size notes. These small-size notes were issued in denominations of $1.00, $5.00 and $10.00.  The 1935 series included only the $1.00 denomination and either ‘F’ or ‘G’ series (with no motto). In 1934, the obligation on the note was changed to read that it was redeemable for “One Dollar in Silver,” not “One Silver Dollar,” as had been the case since the printing of the 1928 series silver certificate.

The value of a silver certificate is determined by several factors.  These include the denomination of the note, the date or series, the serial number, and of course, the overall condition of the certificate, itself.

1935G Series - in circulated condition, it’s probably valued at around $1.50 to $2.00.  In uncirculated condition, the value would be a bit higher at around $7.00 to $8.00.

1935F Series -  in circulated condition, it’s probably valued at around $1.25.  In uncirculated condition, an unfolded, crisp note would be valued at around $5.00.

The 1935 silver certificate was one of the more common series of certificates that were printed. Thus, collectors seeking to add this particular note to their collection should be able to easily find it at various coin shows, online auctions, and estate sales.

Christina Goldman
http://www.articlesbase.com/collecting-articles/silver-certificates-what-is-the-value-of-a-1935-silver-certificate-699213.html

As we mentioned in previous articles we know that our government only represents about 30% of our retirement income. The company retirement pension plan offers another 30 % and many of us do not have one. It is up to individuals to invest wisely short and long term in order to make up for the short fall if he or she would like to live comfortably after retirement without giving up some retirement plans. In this article, we will discuss types of mutual fund.
Mutual fund is a pool of investor’s money and is sold as a unit. It is an open end fund and managed by professionals. It also must meet certain regulations of the security commissions and laws governed before it can be sold to the general public. There are 4 types of mutual funds depending to the fund objectives:

1. Balance fund
a) Their purpose is to maximize a balance of capital appreciation and income, yet preserve capital.
b) It contains a combination of debt and equity securities. The proportions of bond and security are adjusted according to economic conditions.

2. Equity fund
a) Dividend fund
i) Invested in dividend-paying stocks.
ii) Maximize income by specializing in stocks paying high dividends.
iii) Allows investors to take advantage of the dividend tax credit, but they don’t give many capital gains dividends.

b) Growth fund
Invested in common stocks for capital appreciation.
There are 3 types of equity growth fund
i) Broad spectrum funds: invested in any company with growth potential.
ii) Market segment funds: invested in a specific sector of the market, such as oil and gas, precious metals, commodity, or high technology.
iii) International funds: invested in specific countries such as China, Japan, Russia, and European countries.

3. Specialty fund
Specialty funds have the below characteristics:
These types of fund investments are strictly in specific commodities, such as gold funds only allowed to invest in Gold Bullion or gold certificates, real estate funds only allowed to invest in property, Oil and gas only allowed to invest in oil and gas producing companies, as indicated in the fund prospectus.

I hope this information will help. If you need more information, you can read the complete series of the above subject at my home page:

http://lifeanddisabitityinsuranceunderwriter.blogspot.com/
http://financialinvesting09.blogspot.com/

Kyle J. Norton
http://www.articlesbase.com/personal-finance-articles/personal-finance-and-money-management-17types-of-mutual-funds-674042.html

There are two levers of power that governments never consider giving up - and these are:

1. The state controls education. It is compulsory. It teaches what the state mandates (whether delivered by public or private schools). It is a means of ensuring all citizens grow up with the right mindset - i.e. predisposed towards the very idea of big government, social welfare, taxation, war. In other words the ‘Big Brother’ mindset.

2. The state issues the money. This is called fiat money - money with no inherent value other than the fact the state declares it legal for all debts and financial obligations. The state then enforces a monopoly on the issue of this fiat money - ensuring it can manipulate it to its advantage.

I could wax lyrical about what I think should happen to state education, but right now I want to discuss government fiat money, and how it is a tool of enslavement. And I want to identify one possible way out of this slavery. But first I should define the term “fiat”. From dictionary.com comes the following definition:

1. An arbitrary order or decree

2. Authorisation or sanction: government fiat

So fiat money is money that is declared to be money by the arbitrary order or decree of government.

Government fiat money is the end result of an evolution of money as we know it. And it can be summarised briefly as follows:

Historically, various commodities have functioned as money - that is, as a means of exchange. Some of these commodities have included unique items of special value to certain cultures and conditions, like salt or tobacco. However, historically, only two commodities stand out as having passed the test of time - gold and silver. The reason is quite simple. Both of these metals have intrinsic value and cannot be counterfeited or manufactured at will.

Throughout history both gold and silver have functioned as money. As commerce became more sophisticated, various means of dealing with gold came into being. One such way was to pass on gold receipts as negotiable financial instruments. The process was simple. You stored your gold with a goldsmith who issued you with a receipt for the same. Now you could pass on that receipt to another - and pass on the claim to your gold. In this way gold became the backing for such receipts - allowing for the easy carrying and transferring of value. Of course gold coins were also common - like the cash of today.

This process of privately issuing gold receipts became the basis for what is known today as banking. A bank became a repository for gold and issued bank notes which were redeemable in gold. And in the “good old days” a bank note was a promise to pay - a promise to pay a certain amount of gold (or silver) on demand.

Today we still have bank notes - but they are mostly issued by the state (not by private banks), and they have no redeemable value other than in exchange for another, similar, bank note. The link between gold and bank notes was broken with the abolition of the gold standard. The USA abolished it in 1933 and Great Britain abolished it in 1931. The paper money we have today is a ghost of its former self. If you walk into a bank now and ask to exchange it for something other than another note, I’m sure you’ll get a very strange look!

The value of the notes you use every day is arbitrarily determined by the state, and by its capacity to disallow any monetary competition. It is this monopoly on the issuance of what we use as money, and the state’s ability to determine the value of it, which is at the heart of the state’s power. With this power, the state can literally manipulate the money supply for its own ends. It can “cook the books” in a way that a private company could never do. It can use this power to ensure it stays in power. And it can even steal the money you have saved by inflating the currency - i.e. by lowering its value over time.

How to break this monopoly?

Frederic Hayek, the great Austrian School economist, posited the idea of competing currencies. What he meant was that if each nation allowed for the free use and exchange of currencies from different nations within its own national borders - then this would act as a disincentive to debase currencies via inflation.

On a day-to-day basis this would mean you could go shopping and use the currency of your choice - USD, EUR, HKD, AUD, RMB etc. It may be a bit of a headache for your local shopkeeper, as he or she would have to deal with such multiple currencies at the cash register. But it’s not impossible, and many duty-free stores around the world already deal in at least the main globally accepted fiat currencies. All that would be needed is a smart cash register that can handle multiple currencies.

This scenario would eliminate the monopoly nature of currency as it stands now. However, it would not address the nature of fiat money as such. It would not deal with the issue of value, and how it is determined.

There have been many suggestions as to how one could move forward to a free market money system - one where the government has no control over the money in circulation. Some of these are very interesting, and some have a look of quackery about them. But there is one way of achieving this which would be based on historical experience and on a proven track record. And that is a return to the use of gold in some form or another.

Gold is not created by the government. Gold is not inflated by the government. Gold has intrinsic value. Government fiat money has none. And gold has stood the test of time as a trusted medium of exchange. What’s more, the modern digital age has created the means to deal in gold without actually having to cart it around in your pocket.

With online services like E-gold, Pecunix and GoldMoney, you can store gold and use an online interface to transfer gold to others - similar to online banking and making it a form of offshore banking. The difference is you literally own gold, something of intrinsic value. You can also own gold by holding a receipt for it - giving you ownership of real gold, without having to physically store it. And of course you can own gold by purchasing bullion - either in bars or coins.

Naturally, gold is valued by comparison to various fiat currencies, primarily the US Dollar - and as such its value fluctuates day to day. Of recent times this fluctuation has been mostly up, as gold continues to increase in value, in comparison to the world’s paper currencies. This is another way of saying that fiat currencies are less trusted than gold. Gold is also the financial haven of last resort, for when the financial world starts to shake and jitter, people rush to gold. Why? Because they know that should paper currency plummet in value - even to zero - gold will hold its value.

There are a number of savvy financial experts and investment newsletter writers who are pushing the case for gold - as a means of protecting yourself from a potential future economic meltdown. People such as Bill Bonner, Peter Schiff and Doug Casey come to mind. But there are many more. The common theme amongst these financial commentators is that fiat money is headed down - and gold is headed up.

However, the true benefit of gold is the freedom it grants. Gold is a form of money which is out of state control. The state cannot inflate the gold supply. It cannot make more gold. It cannot determine the value of gold. In this way gold is a true free market financial instrument - and as such is a present and existing means of increasing both your personal and financial freedom.

Yes, perhaps there are better and more innovative ways to achieve freedom from the state’s control of the money system, but gold is here and now - and in the present economic environment it is likely your best bet to avoid the potential ravages of inflating paper currencies which are looming on the horizon.

David MacGregor
http://www.articlesbase.com/finance-articles/gold-the-key-to-financial-freedom-and-security-742260.html

Potential gold investors will want to know what are Australian gold nugget coins? At this time, gold is rising in price and more people are looking to invest in gold and learn about gold buying options. This type of Australian gold coin was first issued in 1986 and initially one side of the coin had an image of a famous Australian gold nugget. This image was replaced with that of a kangaroo in 1989. Nuggets, the image first carried by these coins, are becoming rarer to locate. It has been said that a five-carat diamond is easier to find than a nugget of one ounce of gold today. In addition, each nugget is unique. They also sell for a higher price as they are viewed as the equivalent of gemstones. What many do not realize is that most gold coins are made from melted gold dust, which is far more common than nuggets. A limited amount of the Australian gold nugget coins was minted in the early years, so they might be even more valuable today. For instance, the year 1987 only had 15,000 of each type of coin produced. These coins are produced in different weights and in fractions of an ounce.

While the American Buffalo gold coin is the most popular amongst gold investors who buy coins, the Australian gold nugget coins are also very popular, because they have a distinguishing feature that is rare. The Perth Mint, a subsidiary of the Royal Australian Mint mints these coins. The coins should not be confused with the lunar Gold Bullion coins and they cannot be confused as they have different images printed on them. The latter carry different animal images from the Chinese lunar calendar; and the former now carry different images of kangaroos.

Why There Is Growing Interest In Gold As An Asset For Investment

Investors fearing the loss of the value of their due to inflation caused by the printing of money by governments desperate to avert the downside of the Great Recession are flocking to gold as a hedge. These are the less informed investors who missed what a leading official of the leading gold mining company (Barrick) recently noted that global gold production is falling because there is less gold available. This was revealed in an article published in the British newspaper the Daily Telegraph on November 13, 2009. The newspaper quoted Aaron Regent, the president of the Canadian mining company, who said at a gold conference held in London that global output has declined by approximately 1m ounces a year since the beginning of this decade. Total supply he further said had dropped by 10 percent with erosion of quality as well. Hence, gold is becoming dearer and its value will rise regardless of what will be caused by the paper-printing machine of governments.

A Little History About Australian Gold Coins

As investors are aware, gold coins tend to hold their value. The one-ounce size, because of convenience and relative value is a popular size. In this category, the South African Krugerrand was a market opener in 1967. Krugerrands were minted in fractional sizes of a half-ounce, a quarter ounce, and a tenth of an ounce from 1980 onwards. The Panda gold coins minted by the Republic of China created solid demand a changing the design every year after their introduction in the early 1980s. Australians appear to have followed with pattern with the changing image feature of the new coin series.

Australia has issued gold coins since 1852 In 1986, gold coins in convenient weights became originally available in four different weights, from one ounce to one tenth of an ounce. A twentieth ounce size was introduced in 1989; and in 1991 larger sizes, ranging from two ounces to 10 ounce and one kilo were introduced. Annually, the coins are produced in the following weights: 350,000 at 1oz, 100,000 at 1/2oz, 150,000 at 1/4oz, 200,000 at 1/10oz, and 200,000 at 1/20oz coins Distinguishing features of these coins are: annual design changes; a government guarantee of purity and weight; an official legal tender status and a high quality finish, with a delicate frosting within its central design area.

Paul Meiffinger

Coin collecting is an activity that goes back to the time when coins were issued for the first time in trade. Only during the middle ages did people turn it into a hobby due to the historical significance and art work it provided.

Today, coin collecting is a hobby that lots of people enjoy. A collection of gold coins is perhaps the most expensive and precious collections that a person can have. The costliest gold coin that was ever bought cost around 8 million dollars. It was called the American 1933 Gold Eagle. It is evident why the hobby of collecting gold coins is referred to as the king’s hobby.

One of the earliest money forms were gold coins. Silver coins followed these. From 1838 to 1933, gold coins had been circulating in the States. The initial design was the bust of the Liberty Head. After this, the design changed to Saint Gaudens motifs and the Indian Head, which was used until the year 1933. This was followed by the Great Depression, which resulted in the recall of the gold coins, which is why it is difficult to find them today.

As these are not in circulation anymore, the price of these commodities are very high. Today, gold is used for various other items like jewellery and bars. People retain these as an investment.

The first gold coin that South Africa minted was called the Krugerrand in the year 1967. The coin stands mostly as a symbol and has no real face value. It is made up of an ounce of gold and it is usually purchased for the purpose of investment.

After this, many other countries started minting bullion coins. In 1970, Canada produced the Gold Maple Leaf and in 1981, Australia the Nugget. These coins boast of a 24 carat purity and so are far more popular than their South African counterpart.

Today, there is an increasing number of people who are investing in gold as there is a speculation that this demand will cause an increase in the market value. There are still others who prefer to use gold as an insurance in case their financial situation worsens. At one point of time, with the increase in paper money, the value of gold increased and this kept a balance between the value of money and gold. This standard came to an end in the year 1971, after which the government could produce more paper money without the subsequent increase in price of the gold.

As there is no place where gold coins are used for purchase of merchandise, coin collectors prefer to collect them to remember the time when it was once used.

Abhishek Agarwal
http://www.articlesbase.com/collecting-articles/goil-coin-collecting-old-is-gold-indeed-739696.html